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Courtney Huhn, a second-year Kansas University medical student, consults last week with Mary Williams, a resident at Kansas City Presbyterian Manor in Kansas City, Kan. Huhn, of Lansing, didn't hesitate to sign up for the Kansas Student Medical Loan Program. She said it was a win-win situation for her. The program pays for her tuition and provides $2,000 for monthly expenses. In return, she will become a primary care doctor and work in a rural Kansas community. The program will save Huhn about $170,000 over four years.

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